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Unlike or e Harmony, Ashley Madison's business model is based on credits rather than monthly subscriptions.

For a conversation between two members, one of the members—almost always the man—must pay five credits to initiate the conversation.

While a lot of work at home jobs are phone-based, the Internet has opened up a new breed of customer service that does not require being on the phone.

In fact, live customer service chat is becoming more and more popular everyday.

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If you want to work from home as a chat agent, here are 9 companies to check out.More often than not, people did not want to converse on the phone (which I totally get), so I would have to deal with their anger, irritation, and lots of hang ups. After college, I worked for Medicaid doing prior authorization for nursing visits and home medical equipment.Again I was on the phone for long periods of time dealing with disgruntled providers — no fun!The Chat was never really an issue for me until three years ago.I wasn’t like many teens, who consider sex a rite of passage.Chinese (simplified and traditional), Czech, Danish, Dutch, English, Filipino, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Italian, Japanese, Korean, Norwegian, Polish, Portuguese (Brazilian and European), Russian, Slovenian, Spanish (European, American), Swedish, Turkish, Ukrainian Ashley Madison, or The Ashley Madison Agency, is a Canadian online dating service and social networking service marketed to people who are married or in committed relationships.