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Making, Drawing or Issuance of a check when at the time of its issue, issuer knows that he does not have sufficient funds In the first offense punishable under BP 22, it should be noted that what really gives rise to the violation is not the making, drawing, issuance, or the dishonor if the check, but the failure of the issuer to make good the check within five (5) banking days from the time that he has received the Notice of Dishonor and Demand for Payment.